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Free tool
Estimate take-home pay from a salary after Income Tax, National Insurance, pension and student loan.
Enter a gross salary and see an estimate of what actually reaches the bank account each year, month and week after Income Tax and employee National Insurance.
Pension contributions and student loan repayments both change the answer, so both are included — including salary sacrifice, which reduces National Insurance as well as tax.
Provisional figures
Enter your gross annual salary to see an estimate of your take-home pay.
What this assumes
These calculators give estimates based on standard UK tax rules and the figures we hold for the selected tax year. They do not account for every individual circumstance and are not tax advice. Always check your position with HMRC or speak to us before making a decision based on a figure here.
Being clear about the limits is what keeps an estimate honest.
Need a hand with the real thing?
A calculator gives you a number. These are the services behind it.
Payroll processing for small businesses and employers, from payslips through to year-end.
About PayrollHelp preparing and submitting your Self Assessment tax return, with your information properly organised.
About Tax ReturnsBook a free consultation and we will talk through what you need — no charge, no obligation, and no jargon.
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